Understanding Vision vs. Medical Insurance at ReFocus Marlton
At ReFocus Marlton, we’re committed to providing exceptional eye care to patients in Marlton and surrounding communities, including Evesham, Voorhees, and Mount Laurel. Whether you’re coming in for an eye exam, new eyeglasses, or advanced treatments like cataract surgery, LASIK, or glaucoma care, understanding the difference between vision insurance and medical insurance is essential to making the most of your benefits.
What Vision Insurance Covers
Vision insurance focuses on routine and preventive care, helping you maintain clear, healthy vision. It typically covers:
- Annual eye exams: Regular check-ups to update your prescription and monitor your vision health.
- Eyeglasses and contact lenses: Many plans offer allowances toward frames, lenses, and contacts, including specialty options like progressive or anti-reflective lenses.
- Lens enhancements: Discounts on coatings like anti-glare, scratch resistance, and blue-light filters.
- Elective vision correction procedures: Some plans, like EyeMed, provide discounts on LASIK surgery to reduce dependence on glasses or contacts.
For example, if you come in for a routine eye exam at ReFocus Marlton and discover you need new glasses, your EyeMed vision insurance will help cover the cost of the exam and provide allowances for stylish frames and lenses from our wide selection.
What Medical Insurance Covers
When visiting an eye doctor medical insurance is used for conditions affecting your eye health, or when an underlying health condition is a determining factor in your care.
It covers:
- Diagnosis and treatment of eye diseases: Conditions like cataracts, glaucoma, diabetic retinopathy, and macular degeneration.
- Surgical procedures: Medically necessary surgeries like cataract surgery, glaucoma treatments, and retinal repairs.
- Emergency care: Injuries, sudden vision changes, or infections that require urgent evaluation.
For instance, if you’re diagnosed with cataracts during an exam, your medical insurance would cover pre-surgical evaluations, cataract surgery, and follow-up care. Similarly, if you have glaucoma, minimally invasive glaucoma surgery (MIGS) would be billed to your medical insurance.
When Vision and Medical Insurance Overlap
Sometimes, both types of insurance may apply. For example:
- A routine eye exam reveals signs of glaucoma. The exam is billed to your vision insurance, while follow-up diagnostics and treatment are covered by your medical insurance.
- Post-LASIK adjustments to your vision are covered by your vision insurance, but medical insurance might handle complications from the surgery.
At ReFocus Marlton, our experienced team ensures you receive the appropriate care and helps coordinate coverage across your plans to reduce out-of-pocket costs.
Insurance Plans We Accept
ReFocus Eye Health in Marlton is proud to accept a wide range of vision and medical insurance plans to make quality eye care accessible.
Vision Insurance Plans We Accept in Marlton
- EyeMed
- Superior Vision
- Davis Vision
Medical Insurance We Accept in Marlton
- Medicare
- United Healthcare
- Aetna
- Cigna
- Humana
- Medicaid
- AARP
- Amerihealth
- Health Partners
- Highmark Bluecross Blueshield
- Independence Blue Cross Blue Shield
- Bankers Life
- Keystone First
If you’re an EyeMed member, you’ll find that our practice offers in-network benefits for eye exams, glasses, and contact lenses. We’ll help you maximize your coverage, from selecting frames to understanding your lens options.
If you have any questions please call our office for specific guidance on your coverage.
At ReFocus Marlton, we’re here for all your eye care needs—from routine exams to advanced medical and surgical services.
- Cataract Surgery: Our expert surgeons, including Dr. Harry Grossman and Dr. Sophie Lin, provide state-of-the-art cataract procedures to restore clear vision.
- Glaucoma Treatments: We offer advanced solutions, including MIGS, to manage intraocular pressure effectively and preserve your sight.
- LASIK: For patients seeking freedom from glasses or contacts, LASIK surgery is a life-changing option, often made more affordable with vision insurance discounts.
- Eyeglasses and Contact Lenses: Our optical shop features a wide range of stylish frames and lens options to fit your needs and budget.
Choose ReFocus Marlton: Top Rated Eye Care Center From Eye Exams and Glasses to Advanced Surgical Care
ReFocus Marlton combines cutting-edge technology with compassionate care to deliver the best eye health outcomes. Serving Marlton and nearby communities like Evesham, Voorhees, and Mount Laurel, we’ve built a reputation for excellence, as reflected in our 4.8-star rating from 580+ reviews.
Our dedicated team, including Dr. Sophie Lin, Dr. Mark Andrew, and Dr. Leanne Heuer, works tirelessly to ensure you receive personalized care tailored to your needs. From routine eye exams and eyeglasses to life-changing surgeries, we’re your trusted partner for comprehensive eye care.
Contact us today at 856-846-6967 to schedule an appointment. Let us help you navigate your insurance options while providing the exceptional care you deserve. At ReFocus Marlton, your vision health is our focus.
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